S. Francis Xavier
Assistant Vice President, Joint Ventures & New Companies
Mr. Francis was appointed as Assistant Vice President, Legal Unit in 2013 was appointed as Assistant Vice President, Joint Venture & New Companies in November 2017. Prior to that, he was with Bank Utama (M) Berhad (later merged with RHB Bank Berhad), where he managed consumer and commercial credit portfolios, including Corporate Planning & Strategic Management. With more than sixteen years of banking experience in both consumer and commercial credit, Mr. Francis brings diversified banking experience to Joint Venture and New Companies t0 support the business development and growth of nanotechnology businesses, particularly in the commercialisation of nanotechnology intellectual property and nanotechnology products through various collaboration models with potential nanotechnology enabled industries, including through joint venture exercise and licensing agreements. He holds the Diploma of Laws from the University of London.